Dundee Wealth Management AG - Aktiengesellschaft

Investments Philosophy

We place the client’s needs at the forefront of our philosophy and aim to develop long-term relationships of trust. Dundee Wealth Management AG engages in a continuous process of analysis, evaluation and implementation of its investment strategy.

Virtually Tax-Free Growth

Your investment won’t be taxed year on year (like an onshore investment), apart from some withholding tax that can’t be recovered on certain funds. More of your money is building up over the time.

Inheritance Tax Planning

You can choose to put your investment in trust. This can help reduce, or avoid, taxes that have to be paid when you die and pass on your wealth. Any benefits payable go to who you want them to, not the taxman.

Asset Protection

Offshore centres are popular locations for restructuring ownership of assets. Through trusts, foundations or through an existing corporation individual wealth ownership can be transferred from people to other legal entities. Many individuals who are concerned about lawsuits, or lenders foreclosing on outstanding debts elect to transfer a portion of their assets from their personal estates to an entity that holds it outside of their home country.

By making these on-paper ownership transfers, individuals are no longer susceptible to seizure or other domestic troubles. If the trustor is a U.S. resident, their trustor status allows them to make contributions to their offshore trust free of income tax. However, the trustor of an offshore asset-protection fund will still be taxed on the trust's income (the revenue made from investments under the trust entity), even if that income has not been distributed.

Institutional Buying Power

Many providers are able to negotiate preferential terms on the assets available for investment. This saves you more money than if you invested direct.

Diversification of Investment

Offshore investment companies generally offer access to a wide range of assets not available to traditional investment companies. You and your advisor can build a cost-effective portfolio from a vast choice of investments, no matter what your risk profile or investment objective is.

In some countries, regulations restrict the international investment opportunities of citizens. Many investors feel that such restriction hinders the establishment of a truly diversified investment portfolio. Offshore accounts are much more flexible, giving investors unlimited access to international markets and to all major exchanges. On top of that, there are many opportunities in developing nations, especially in those that are beginning to privatize sectors that were formerly under government control. China's willingness to privatize some industries has investors drooling over the world's largest consumer market.


Many offshore jurisdictions offer the complimentary benefit of secrecy legislation. These countries have enacted laws establishing strict corporate and banking confidentiality. If this confidentiality is breached, there are serious consequences for the offending party. An example of a breach of banking confidentiality is divulging customer identities; disclosing shareholders is a breach of corporate confidentiality in some jurisdictions. However, this secrecy doesn't mean that offshore investors are criminals with something to hide.

It's also important to note that offshore laws will allow identity disclosure in clear instances of drug trafficking, money laundering or other illegal activities. From the point of view of a high-profile investor, however, keeping information, such as the investor's identity, secret while accumulating shares of a public company can offer that investor a significant financial (and legal) advantage. High-profile investors don't like the public at large knowing what stocks they're investing in. Multi-millionaire investors don't want a bunch of little fish buying the same stocks that they have targeted for large volume share purchases - the little guys run up the prices.

Because nations are not required to accept the laws of a foreign government, offshore jurisdictions are, in most cases, immune to the laws that may apply where the investor resides.